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I agree, but personal discipline is required to live within your means. No one is forcing people to
pay 20% interest on a $10 item that they don't need in the first place. The problem is much bigger
than expanding credit markets, which, IMHO, is a symptom of a much bigger problem: A selfish,
shortsighted American society that wants EVERYTHING NOW. It's how we were trained: To consume at any
cost. Fortunately, some people are still capable of thinking for themselves, question the "received
reality", and form their own opinions. When people stop buying cr@p they don't need, maybe the
credit "bubble" will collapse and the economy will recover. |